I was lucky to meet Dr. Leocadio Ignacio, the president of Mallig Plains Rural Bank and College. A doctor, soldier, delegate of the Philippine Constitutional Convention, governor of Isabela, educator and businessman, Dr. Ignacio has an impressive resume and continues to impress those around him at the age of 91.
After doing a barangay mapping, the students were required to select one of the house's residents in order to conduct a means test interview. A means test interview allows the students to find out about a potential client's socioeconomic background. The students can then discern whether or not the potential client is qualified to receive a micro loan.
The next day I studied with college students from Mallig Plains College (seen in the background). All the seniors at the college are required to study microfinance courses under the tutelage of the bank's own specialized trainers. After sitting in a class, I went on a field study with the students, walking around the neighboring barangay of Casili. We performed a barangay mapping, which is basically marking down houses on a map of the barangay to locate potential clients in the area.
The women seen in this photo are in a group that participates in the micro-pinay lending program. Interestingly, the program is exclusive only to women with the intentions that these women will help their husbands raise additional income for their families.
This is a pig coral that was funded by a micro loan provided by Mallig Plains. Project officers often check with the bank's clients to see whether or not the loans are being used in an effective manner towards a client's micro enterprise. I was particularly interested with this picture because it helps capture the scope of how these loans are utilized.
The next day I studied with college students from Mallig Plains College (seen in the background). All the seniors at the college are required to study microfinance courses under the tutelage of the bank's own specialized trainers. After sitting in a class, I went on a field study with the students, walking around the neighboring barangay of Casili. We performed a barangay mapping, which is basically marking down houses on a map of the barangay to locate potential clients in the area.
The women seen in this photo are in a group that participates in the micro-pinay lending program. Interestingly, the program is exclusive only to women with the intentions that these women will help their husbands raise additional income for their families.
This is a pig coral that was funded by a micro loan provided by Mallig Plains. Project officers often check with the bank's clients to see whether or not the loans are being used in an effective manner towards a client's micro enterprise. I was particularly interested with this picture because it helps capture the scope of how these loans are utilized.
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